Make the move that makes sense for you.

Set your priorities

Write down your preferred timing, minimum workable net proceeds and any constraints. An asking price, a valuation and a purchase offer are different things. Ask what evidence supports each figure and what assumptions could change it.

Compare the routes

An estate agent markets the property to prospective buyers. An auction has its own process, fees and contractual conditions. A direct buyer assesses the property for purchase. Obtain written terms for the actual service being offered, rather than assuming that a label guarantees speed or certainty.

See the estate-agent versus Good Neighbour comparison.

Use net proceeds, not just the headline price

For each option, list the proposed price, selling costs, mortgage redemption amount, any early repayment charge and costs while you wait. Where a figure is unknown, mark it as unknown rather than zero. Your advisers can help establish the amounts that apply to you.

How it works

1. Tell us the location, property type, timing and contact details. Context and photos are optional.
2. The team reviews available evidence and asks for anything needed to assess the property.
3. If a purchase is suitable, review the price, buying entity and conditions in writing.
4. Take advice and choose whether to proceed through the legal process.

You can ask questions at any stage. An initial enquiry does not commit you to a sale.